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Retirement Retirement planning is one of our clients' primary areas of concern and therefore we have made it one of our primary areas of knowledge and expertise. The pension world has undergone significant change in the last 20 years. In the past, employees were able to rely on a guaranteed pension at retirement from their employer, but nowadays it is very much up to individuals and their advisers to ensure that they properly plan for their retirement. Pre-retirement planning By working closely with you and understanding your future needs and objectives we advise you how best to plan for a comfortable retirement. In today's world, many clients have several pension pots built up with different providers, and we are able to investigate these and provide you with a consolidated view of your plans. We then look at how much income you wish to provide for in retirement, and can advise you of how much you would need to save in order to fund this. Ultimately your pension plan is an investment and we will help you to manage this investment accordingly, in line with your attitude to risk. In-retirement planning Under new pension regulations, there are many different options available to those people looking to take income from their pension plans. Sophisticated arrangements such as income drawdown, phased retirement and temporary annuities are all available and have a place for certain people, whilst traditional arrangements such as guaranteed annuities are still the most appropriate for others. We help you to sift through the number of different options available to you in order that you end up with the most appropriate solution, allowing you to enjoy your retirement to its full. Free Review Service With age expectancy increasing, the gap between the general public's requirements for pension income and the actual provision that has been made has never been wider, and therefore it is important to consider and regularly review your own pension arrangements. We offer a free review service whereby we will review your current planning in order to make sure it still meets your needs. Click here to send us an email to request more information. | |
