Protection
One of the cornerstones of financial planning is Protection. Whilst savings, investments and pensions are all designed to meet and plan for future needs and aspirations, it is important to first of all protect what you have already got.
Whether to protect against a known liability, such as a mortgage or an inheritance tax liability, or to provide broader protection and safety for your family, we can help advise you on the most appropriate type of plan for your situation. Plans that we will consider will include:
Life Assurance
Life assurance provides either a lump sum or income benefit in the event of death.
Critical Illness insurance
If you were to suffer a serious illness (for example cancer, heart attack or stroke) a critical illness plan would pay out to help ease financial burdens in a difficult time.
Income Protection
If you were unable to work for a long period of time, due to sickness or injury, and income protection would give you the security of not having to rely on your savings or a low level of state benefit.
As independent financial advisers, we have the pick of the whole market when it comes to selecting financial products. We often find that we can make large cost savings on these types of plans, so if you would like us to review your existing arrangements, or make recommendations for any new protection plans, please
click here to contact an adviser.
Personal... |
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Introduction |
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| Retirement Planning | ||
| Investments | ||
| • | Protection | |
| Health | ||
| Taxation |