Pensions

Pension schemes and regulations have changed greatly over recent years, and often companies can view their pension scheme as a costly and time-consuming nuisance. Managed correctly however, a pension scheme can be a cost-effective, tax-efficient benefit which helps to recruit and retain staff. We have great experience in the area of corporate pension schemes, ranging from single member arrangements, up to schemes with hundreds of members nationwide.

Whether you are looking to put in a new pension scheme, or have existing arrangements that need to be reviewed, we would be happy to help. Our initial consultations are free of charge, so click here to arrange an appointment.

As with many financial products, there are a number of different factors that we need to consider when making recommendations to you:

Type of arrangement – Defined benefit, defined contribution, final salary, group personal pension, stakeholder, group SIPP. We help you select the option suitable to your needs.

Fund selection – are your employees' contributions being invested appropriately? Modern contracts no longer have trustees with investment powers monitoring performance – does your staff expect you to do this role? We can help bridge this gap.

Contribution levels – Are your contributions to your pension arrangements sufficient. We will analyse to see what your competitors' contribute and therefore what you need to pay to help attract staff.

Administration processes – Often companies can get bogged down in pension scheme administration. We suggest streamlined processes to manage your schemes efficiently.

Legislative changes – as government and regulators change rules and legislation, we keep you abreast of developments to ensure that you are meeting your requirements.

Click here to arrange a free consultation and review of your company pension plans.