Medical

In today's world, many employees expect to see Private Medical Insurance as part of their employee benefit package. Rather than simply being a benefit that helps attract and retain staff, Medical Insurance benefits the employer by potentially negating NHS waiting times and returning staff to work sooner.

There are many different ways that Private Medical Insurance schemes can be set up, to help meet both your needs and affordability. Elements that we will help you consider include:

• Eligibility and Information – You can set the scheme to be available to all employees or a limited number, as well as having minimum qualification periods. We also help to plan how qualifying members are given the necessary details of the scheme.

• Enrolment and Underwriting – There are a number of ways in which employees can be enrolled into group schemes. Some will require underwriting, whereby existing conditions may be taken into consideration. We advise on setting up the right type of scheme for you.

• Provider / Renewals – There are a number of providers in the market offering group medical insurance schemes. We advise on the appropriate level of cover and will recommend the most suitable provider both when you set the scheme up and at renewal time.

• Claims – In conjunction with the provider of the scheme, we provide assistance and support throughout the claims process.

If you would like to consider adding group Private Medical Insurance to your range of employee benefits, or would like to check whether your existing scheme is still the most appropriate, please click here to contact an adviser.